Lessor’s risk only is a form of small business insurance that provides liability protection for building owners who lease space to commercial tenants. It protects you in case one of your tenants sues you for property damage or injuries sustained in your building. The coverage, also known as landlord insurance, is designed for owners of commercial property, such as apartment buildings, retail complexes, office space, warehouses, and other building types. The landlord generally must not occupy more than 25% of the building leased to tenants. Contact The Johnson Agency today to learn more.